Life Insurance
Disability Insurance
Long-Term Care
Annuities
Are you frustrated with the insurance buying process?
You don't understand how your policy works.
You want to work with someone who understands the details.
I was only offered one option instead of picking from different recommendations.
You don't think your agent has your best interest ahead of their own.
You bought the wrong policy or one you don't need.
You feel you are working with a pushy salesperson vs. someone who has your best interest first.
When you work with Jerry, we'll make sure you walk away with plan and policy that meets your needs.
How to get started.
Schedule a call with Jerry.
The first step is to schedule a call so e can learn a little bit about each other and see if we are a fit.
Review your financial and personal goals.
Next, we'll review your personal and financial goals and help you develop a plan to help you reach your goals.
Recommendations and Strtategy
Finally, we'll put together a list of recommendations and a strategy to complete it.
Helping you with your insurance planning.
Quote & Compare Term Life Insurance
Run your own term life insurance quote comparison, then apply with the best option.
Compare Quotes
How we work together.
Life Insurance Planning
We help you determine how much life insurance you need, which company and plan best suits your goals, and which company will make the best offer based on your overall health profile. We help you compare additional features that can protect your family if you were to become disabled or needed to access the death benefit to pay for long-term care.
Disability Insurance Planning
We help you determine the amount of disability insurance you need, which carrier and plan is right for you, and how different provisions of the contract may affect your ability to receive benefits. We help review the various types of definitions (Own Occupation vs. Regular Occupation), which company will make the best offer based on your current and past medical history, and explain the different policy features and riders.
Long-Term Care Planning
We help you review what long-term care is, what the likelihood is that you and your family will need to provide care for a loved one, and how much long-term care can cost. We then review the different types of plans available and how they work (Traditional, Hybrid Life, Perm Life + LTC Rider, Annuity + LTC Rider). We help determine which solution works for you based on your overall health profile.
Annuity Planning
We help you review how different annuity options work (SPIA, Variable Annuity, Fixed Guaranteed, Index, Medicare) and whether they should be included in your overall financial plan. We review the different features of each annuity and how their features compare to other planning options. This helps you develop an implementation and management plan for your strategy.
Download our life insurance planning guide.
Our life insurance planning guide will help you review all the fundamental areas of planning so you can make the best decsion for your life insurance planning.Download the Guide
Policy Review Service
What does it mean to be a
CERTIFIED FINANCIAL PLANNER™?
Insurance Carriers
As a broker we can work with many different insurance companies, our goal is to help you find the right one.
Below are some of the carriers we can partner with to find the one who meets your needs.
Download our disability insurance planning guide.
Our disability insurance planning guide will help you review all the fundamental areas of planning so you can make the best decision to reach your financial planning goals.Download the Guide
The CFP® Financial Planning Process
Assure that the practice of financial planning by CERTIFIED FINANCIAL PLANNER™ professionals is based on established norms of practice, advance professionalism in financial planning, and enhance the value of the financial planning process.
"Financial Planning Practice Standards are developed and promulgated by Certified Financial Planner Board of Standards Inc. (CFP Board) for the ultimate benefit of consumers of financial planning services."
One
UNDERSTANDING THE CLIENT’S PERSONAL AND FINANCIAL CIRCUMSTANCES
Two
IDENTIFYING AND SELECTING GOALS
Three
ANALYZING THE CLIENT’S CURRENT COURSE OF ACTION AND POTENTIAL ALTERNATIVE COURSE(S) OF ACTION
Four
DEVELOPING THE FINANCIAL PLANNING RECOMMENDATION(S)
Five
PRESENTING THE FINANCIAL PLANNING RECOMMENDATION(S)
Six
IMPLEMENTING THE FINANCIAL PLANNING RECOMMENDATION(S)
Seven
MONITORING PROGRESS AND UPDATING
Quote & Compare Term Life Insurance
Run your own term life insurance quote comparison, then apply with the best option.
Compare Quotes
Our Goal:
Help you find the best plan.
We pride ourselves on doing what's best for our clients and hold ourselves to a fiduciary standard, doing what's in your best interest at all times.
Our team follows the CFP® Board's Financial Planning Practice Standards of Professional Conduct. This means putting your best interests first at all times.
- Jerry C. Thomas, CFP®
About
EDUCATION
Jerry graduated from Ohio University College of Business with a bachelor’s degree in marketing. Jerry is a CERTIFIED FINANCIAL PLANNER™. Jerry is licensed to sell Life & Health Insurance, Property & Casualty Insurance, and Variable Products.
PROFESSIONAL
Jerry started his career in the insurance business in 2004. Jerry's skills include risk management planning, business risk planning, long-term care planning, and underwriting. Jerry has presented to various industry professional groups on advanced planning and underwriting topics. Some of these groups include; NAIFA, FPA, SFSP, and IBNO.
PERSONAL
Jerry loves playing and listening to music. His favorite artists include Bruce Springsteen, John Prine, New Orleans music, and various Honky Tonk style artists. When Jerry isn’t jamming you can find him playing Hockey (beginner) or out on the links playing golf.
FAMILY
Jerry grew up in Rocky River, Ohio, and recently moved back to Cleveland living in Gates Mills. Jerry is married and has a one-year-old daughter.